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Recent Group Annuity News:
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The lifetime income products fall into two general types: •One is offered by insurance companies and is similar to an annuity, but has more flexibility. Workers can choose to roll some or all of their 401(k) savings into the plan, then get guaranteed ...
The financial planner or broker who sells that annuity would gain a commission as part of that ... But — and this is key — some of these products guarantee as little as 10 percent of your money. Any guarantee is only as good as the financial strength ...
Now, there are new products offering the same protection if you live too ... I wrote about the pros and cons of longevity insurance — which, at its core, is really just an annuity — at the end of last year. But now, New York Life will roll out its ...
Consider consulting a fee-only financial advisor versus one who earns commissions recommended products. • Because 401(k) plans and IRAs are already tax-deferred and have lower fees, it may not make sense to roll over those balances into an annuity.
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